Blog Posts

As more and more businesses scale into foreign markets, treasurers’ responsibilities have expanded significantly as organizations prioritize global cash management. According to Harvard Business Review, between 1990 and 2016, “the total assets of multinational corporations increased 25-fold to $112 trillion, and the number of people employed by foreign affiliates quadrupled to 82 million.”  Unsurprisingly, that…

As financial operations become more complex, treasury teams face growing challenges in managing payments.   Traditional payment processes often fall short of addressing these challenges. Outdated systems lack the transparency, speed, and security required to manage low-volume, high-value transactions—leading to inefficiencies, manual errors, and increased fraud risks.    Modern treasurers need modern solutions.   That’s where Payments4 comes…

In my decades of experience in treasury professional, handling KYC regulations and smoothing the client onboarding process were some of the greatest challenges I encountered — in large part due to the siloed and disparate nature of legal entity data. Gathering relevant entity information is vital to both processes, but with the data spread between…

Of all repetitive processes that most treasurers are familiar with, cash reconciliation is by far the most time-consuming, according to the Process Automation in Accounting and Finance study completed by the IMA. What’s worse: because reconciliation is often such a manual process, the end result can be riddled with errors. In fact, nearly a third…

Legacy Treasury Tools get the job done … for the most part. What does it take to get there and what are you missing out on? Is there enough value in modern tools to motivate early adoption? The Long Road of Legacy Technology   Legacy treasury tools are built to be flexible, but that flexibility…

For treasury professionals and finance leaders alike, transaction data makes up the foundation for many of their key decisions. It’s why we spend so much time and effort on cash reconciliation, generating cash flow reports, and calculating cash forecasts. These vital tasks are often made challenging by disorganized categorization.   This can be due to inconsistencies…

Most businesses operate with some version of a treasury management system (TMS) — even if it’s a collection of spreadsheets. While these systems help teams track and manage transactions and cash flow, they don’t offer any systems to monitor the bank accounts and other legal entities connected to those transactions. In this post, learn how…

On Monday, October 19, 1987, the global stock market unexpectedly crashed. The event later known as Black Monday  resulted in an estimated $1.7 trillion loss worldwide. In its aftermath, businesses in every industry struggled to keep enough cash on hand. Then-CEO of Volvo, Pehr G. Gyllenhammar, popularized the expression that neatly summarized the prevailing sentiment:…

Banking APIs have revolutionized modern treasury management by enabling seamless integration and real-time data connectivity between banks and corporate treasury systems. These APIs serve as secure digital bridges, allowing treasurers to access account information, initiate transactions, and manage cash positions across multiple banks through a single location. In the past, treasurers relied on manual processes,…

When it comes to traditional cash management tools, treasurers face a slew of challenges. Manual processes and static spreadsheets create inefficiencies, are prone to errors, and lack real-time insights.  These obstacles make it difficult to get a comprehensive picture of the organization’s financial position and make informed, strategic decisions.  Treasury teams need modern, dynamic tools…