Every Debt Obligation, in One View.
Manage credit facilities, intercompany loans, trade instruments and bond issuance from a single treasury platform. Debt4 provides full visibility and control across every debt obligation.
One Platform. Built Around Your Structure.
Choose your world to see how Debt4 fits the way you are set up.
Every subscription line and NAV facility in one place.
- Availability, Utilized, Borrowing Base
- System-generated drawdown/paydowns
- Integrated into cash forecasting as a component of total liquidity
Every facility and guarantee, tracked precisely.
- Loans, facilities and guarantees in one portfolio
- Counterparty limits with granular permissions
Debt for every client fund in one interface.
- Covenant alerts before thresholds are hit
- Audit trail exports for SOC and client audits
Every debt type in one system of record.
- Intercompany loans that reconcile through Entity4
- GL-ready journal entries and covenant dashboards
Debt Connected to Your Cash.
Every Debt Type, One Portfolio
Facilities, loans, trade instruments, bonds, leases and more, in one consistent interface.
- Credit facilities with tranche-level tracking
- Fixed, variable, balloon and intercompany loans
- LCs, guarantees, bonds, CP, MTNs and leases
System-Generated Capital Activity and Approvals, Built In
Negative covenants, counterparty and dealer limits, guarantees and approvals, configurable by instrument type, entity and amount.
- Generate drawdown/paydown notices from a single system
- Configurable approval levels follow capital activity events
- Debt Dashboard summarizes all liabilities and monitors aging
Interest, Principal and Fees Flow into Cash4
Amortization schedules, accruals and fees generate projected cash flows in Cash4, and schedule changes update them automatically.
- Interest and fee calculations supported
- Debt activity lands in Cash4 as a component of fund liquidity
- Pay interest directly from Payments4
Audit-Ready Reporting, No Assembly Required
Journal entries, covenant status, positions and audit trails, ready without manual compilation.
- GL-ready journal entry export
- All activities associated with credit facilities logged and auditable
When the Revolver Comes Due
Debt policies typically require drawdowns be paid down within a specific amount of time.
Treasury4 tracks aging at the tranche level and actively alerts you when drawdowns are reaching the limit.
In Debt4, a paydown can be processed and paid or the tranche can be rolled.
You are reading the data and generating outcomes, not hunting for data and building the spreadsheet.
Debt4 vs. Legacy Systems
The difference between purpose-built debt infrastructure and inherited complexity.
Connected to Cash4
Debt service and facility availability feed your forecast automatically.
Tied to Entity4
Every facility attaches to the borrowing entity and its lenders.
Early Warning on Covenants and Headroom
One view of debt across entities and lenders, with forecasts that include obligations automatically.
Learn MoreFrequently Asked Questions
What does Debt4 manage?
Credit facilities (term and revolving), third-party loans, intercompany loans, letters of credit, bank guarantees, bonds, commercial paper programs, finance leases, MTN programs, deposits, and mirror deals.
Does Debt4 connect to cash forecasting?
Yes. Projected cash flows feed directly into Cash4. Payment obligations route through Payments4. All modules share a single entity model and data layer.
