Full Control. Full Visibility. Every Payment.
Payments4 provides real-time control over high-value payments with automated governance and instant liquidity visibility.
One Platform. Built Around Your Structure.
Choose your world to see how Payments4 fits the way you are set up.
Capital activity with the right approvals.
- Approval workflows per fund, SPV and account
- Pay only counterparties verified in Entity4
- Mobile app available for approvals on the run
- Payments4 supports complex approval criteria based on signatory, payment amount, payment type and reason
- Intelligent monitoring to trap anomalies and payments standing out versus historical patterns
Time-critical payments that still clear controls.
- Rule-based approvals that keep pace
- Full initiator and approver audit trail
Each client’s signers and policies, enforced.
- Separate approval rules for every client fund
- Separation of duties across your team
- Seamless handoffs from client initiated payments and template additions, to the fund administration team, to client for approval and release
Payments across every entity, bank and currency.
- Approval rules by entity, amount and payment type
- Less manual bank portal work and fewer errors
Governance Built Into
Every Payment.
Protect Payment Data from Shared Exposure
Approval workflows are configured at the entity, account and transaction level, so high-value payments follow policy automatically.
- Prevent out-of-policy payments with multi-level approvals by amount, currency and entity
- Enforce clear accountability through separation of duties
- Pay only verified counterparties already held in Entity4
Data-Rich Payments by Default
Most payment systems capture what was sent. Payments4 captures why, with entity, counterparty, account and category data on every transaction.
- Entity and counterparty details pulled from Entity4
- Cash flow classes and GL codes that land in Cash4 structured
- ISO 20022 data that banks and ERPs can use straight away
Execute and Track Payments in Real Time
Real-time status tracking, with projected cash position visibility as funds move.
- Status at every stage, from initiation to confirmation
- Direct API connectivity, no bank portals
- Liquidity impact visible in Cash4 as payments move
Replace Manual Controls with Built-In Governance
Approval workflows at the entity, account and transaction level keep high-value payments within policy, without email routing or manual escalation.
- Multi-level approvals by amount, currency and entity
- Separation of duties with full initiator and approver traceability
- Payments only to counterparties verified in Entity4
Scaling Payments without Losing Control
After a rapid expansion, a team is suddenly managing new entities, bank accounts and signers. Payments must move quickly, but approvals start circulating by email and authority becomes unclear.
Payments4 replaces that uncertainty with structured workflows tied to each entity and account.
Governance stays intact, and treasury scales without increasing risk.
Payments4 vs. Legacy Systems
Email approvals, bank portals and disconnected workflows can’t keep up with modern treasury.
From Kickoff to First Payment in Weeks
We handle configuration, bank integrations and testing so treasury moves from setup to live execution.
Connect without Rebuilding Your Stack
Payments4 integrates with your banks, ERP and Treasury4 modules through API connections.
Scale Payments without Scaling Risk
As entities, banks and volume grow, your controls stay intact.
Talk to Our TeamFrequently Asked Questions
How does Payments4 handle complex entity structures and signer hierarchies?
Approval workflows can be configured at the entity and account level, with routing logic based on authorized signers, transaction thresholds, currency, and payment type. Because Payments4 integrates with Entity4, signer authority and counterparty data remain current as structures evolve.
What level of payment traceability does the platform provide?
Payments4 stores complete initiator, approver, and release metadata along with bank request and response messages. Authentication events and workflow changes are logged centrally to create a defensible audit trail.
How does Payments4 support separation of duties at scale?
Separation of duties is enforced through configurable workflow rules that prevent initiators from approving their own payments and ensure layered control remains intact. Role-based permissions, entity-level policy controls, and bank-aligned approval hierarchies ensure that as the organization grows, controls remain consistent, auditable, and aligned with treasury governance standards across every entity and account.
How does payment execution integrate with liquidity management?
Executed payments automatically update available balances and liquidity reporting within Cash4. Structured, categorized payment data feeds forecasting models, enabling more reliable liquidity projections based on actual transaction behavior rather than assumptions.
How is sensitive payment and banking data protected?
Payments4 operates in a single-tenant architecture that isolates each customer’s environment at the application and database level. Role-based access controls restrict user permissions by entity and account. Centralized logging and intelligent monitoring enhance visibility into system activity and configuration changes.
